Terms of Service

Welcome to FinaxAI! These Terms of Service ("Terms") govern your use of our application and services. By accessing or using FinaxAI, you agree to comply with these Terms.

1. Acceptance of Terms

By creating an account or using our Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with the Terms, you should not use the service.

2. Service Description

FinaxAI is a personal financial management platform that uses Artificial Intelligence to help users categorize expenses, gain insights into their spending habits, and identify savings opportunities. Services include, but are not limited to, manual and automated transaction tracking, reports, and financial analyses.

3. User Accounts

You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. AI and Financial Advice Disclaimer

The Artificial Intelligence (AI) tools and insights generated by FinaxAI are provided strictly for informational and educational purposes. They are based on data and patterns from your financial information, but **DO NOT CONSTITUTE FINANCIAL, INVESTMENT, LEGAL, OR TAX ADVICE.**

FinaxAI is not a registered financial advisor. Financial decisions you make based on information from our platform are your sole and exclusive responsibility. We strongly recommend that you consult a qualified financial professional for advice tailored to your personal situation. We are not responsible for any losses, damages, or consequences resulting from decisions made based on insights or data provided by our platform.

5. Plans and Payments

We offer a free plan and paid subscription plans ("Pro Plan"). Fees for paid plans are charged on a subscription basis (monthly or annual). Subscriptions are automatically renewed unless canceled before the end of the current billing period. You can manage or cancel your subscription in your account settings.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of FinaxAI and its licensors. The name "FinaxAI", the logo, and all related graphics and designs are trademarks of FinaxAI. No right or license is granted to use such trademarks without our prior written permission.

7. Limitation of Liability

In no event shall FinaxAI, nor its directors, employees, or partners, be liable for any indirect, incidental, special, consequential, or punitive damages, including, without limitation, loss of profits, data, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

9. Contact

If you have any questions about these Terms, please contact us via email: suporte@finaxai.com.